Legal
Privacy Policy
Plain English: what we collect, why, who else sees it, and how to opt out. You can read every page and run the savings projections without telling us anything about yourself.
Effective 9 November 2026
Who we are
529PlanCalculator.com is operated by Digital Signet Limited, 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom. Digital Signet Limited is the data controller for this site. Contact: [email protected].
What we collect
This site has no accounts, no logins and no sign-up forms. The calculators run entirely in your browser: the beneficiary age, contribution amounts, state, household income and projected college costs you enter are never sent to us, never stored on a server, and never written to browser storage. That matters more here than on most sites, because those inputs are financial details about a family. The data we do process comes from two sources.
Aggregate analytics. Google Analytics 4 records your visit (page viewed, referring page, device type, approximate location by country or region, and a pseudonymous identifier) so we can see which pages are useful. IP addresses are anonymised.
One partner link. The 529-vs-savings page carries a labelled partner link to Raisin. Its cookie is set only if you click it, and it never changes a figure, ranking or verdict on this site.
How this site is funded, and your choices
This site is free to read and carries no display advertising. It loads no advertising network script, and nothing on it sets cookies or reads advertising identifiers in order to target ads. Its one commercial element is the labelled Raisin partner link described above.
US visitors. We do not sell or share personal information as the California Consumer Privacy Act (CCPA/CPRA) and similar state laws define those terms, so there is nothing to opt out of. We honour the Global Privacy Control signal regardless, and we do not knowingly collect the personal information of anyone under 16.
UK and EU visitors. The only cookies this site sets are Google Analytics measurement cookies, with IP anonymisation. You can block them with a tracker-blocking extension, the Google Analytics opt-out add-on or your browser's private mode, and the site works exactly the same.
Cookies, providers and transfers
We use Google Analytics 4 to understand, in aggregate, which pages are useful. No advertising cookies are set. We do not use cookies to build a profile of you ourselves, and we do not sell or pass on anything you type into a calculator, because we never receive it.
A small number of providers process data on our behalf: Cloudflare (DNS, security and hosting) and Google Analytics (aggregate site statistics). We are a UK controller serving a largely US readership, so those providers may process data in the United States and other countries. Where UK or EU data protection law applies to a transfer, we rely on appropriate safeguards such as adequacy arrangements or standard contractual clauses.
Retention and your rights
We hold no personal data of our own. Google Analytics data is retained for 14 months and then aggregated or deleted, per our GA4 configuration.
Depending on where you live, you have the right to ask us to give you a copy of the data we hold about you (access), correct it (rectification), delete it (erasure), limit what we do with it (restriction), stop processing it (objection), stop selling or sharing it for targeted advertising, or withdraw consent you previously gave.
Email [email protected] and we will act within one month (45 days for CCPA requests). We will not discriminate against you for exercising any of these rights. If you are in the UK you can also complain to the ICO at ico.org.uk; if you are in the EU, to your local supervisory authority.
Children and changes
This site is written for parents, grandparents and account owners planning for a beneficiary's education. It is not directed to children under 13 and we do not knowingly collect personal information from them. If we change this policy we will post the new version on this page with a new effective date.
See also about this site for the editorial position and where the plan data comes from.